Education Loan Interest Rate and Education Loan Limit of Banks in Bihar - Jharkhand, India


Posted Date: 24-Mar-2010  Last Updated:   Category: General    
Author: Member Level: Diamond    Points: 20 (Rs 8)


Education loans are part of the lives of the common people. Here is a post which will help you to know the education loan limit, interest rates of education loans, security deposit of education loans about the banks in India, especially in Bihar Jharkhand



Education Loans interest in Bihar, education loans limit in Bihar and name of the bank will be given in this post. Here is the format in which it is given -

Name of the Bank - Loan limit for India/Loan limit for Foreign - Security - Interest Rate (P.A.)

1. State Bank of India - Up to 10 Lakhs/Up to 20 Lakhs - 4 lakhs and above - 11.25% to 12.75%
2. Punjab National Bank - Up to 10 Lakhs/Up to 20 Lakhs - 4 lakhs and above - 11.25% to 12.50%
3. State Bank of Hyderabad - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 11.25% to 12.50%
4. State Bank of Patiala - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 11.75% to 13.25%
5. State Bank of Mysore - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 12.50% to 13.25%
6. State Bank of Indore - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 12.005 to 13.00%
7. State Bank of Bikaner - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 10.25% to 11.75%
8. Punjab and Sind Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above -12.50% to 13.00%
9. Bank of India - Up to 7.5 Lakhs/ Up to 15 Lakhs - 4 lakhs and above - 9.50% to 10.75%
10. Bank of Maharashtra - Up to 7.5 Lakhs/ Up to 15 Lakhs - 4 lakhs and above - 10.25% to 11.00%
11. Bank of Baroda - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 10.00% to 12.00%
12. Indian Overseas Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 10.25% to 11.50%
13. Indian Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above 12.00% to 12.25%
14. Central Bank of India - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - Only 10.00%
15. Union Bank of India - Up to 7.5 Lakhs/ Up to 15 Lakhs - No Security - 11.75% to 12.00% (Discount of 0.50% to women)
16. Allahabad Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 10.25% to 11.00%
17. State Bank of Travancore - Up to 7.5 Lakhs/ Up to 15 Lakhs - 4 lakhs and above - Only 12.25%
18. Ayodhya Cooperative Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - Only 10.50%
19. Apna Sahakari Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - Only 11.00%
20. Karnataka Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 12.25% to 13.25%
21. Andhra Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 11.00% to 12.75%
22. United Bank of India - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 10.25% to 11.00%
23. Tamil Nadu Mercantile Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 13.25% to 14.00%
25. Federal Bank - Up to 12.50 Lakhs/ Up to 25 Lakhs - 4 lakhs and above - 13.35% to 14.75% (discount of 0.50% for women)
26. HDFC Bank - Up to 10 Lakhs/ Up to 20 Lakhs - On any amount - 12.00% to 14.00%
27. Citibank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 14.75% to 15.75%
28. Vijaya Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - 2 lakhs and above - Only 11.00%
29. Dena Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - On any amount - 9.50% to 12.50%
30. Syndicate Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - 4 lakhs and above - 9.50% to 10.00%
31. UCO Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above - 11.25% to 11.75%
32. IDBI Bank - Up to 10 Lakhs/ Up to 20 Lakhs - 4 lakhs and above 11.75% to 12.75%
33. Oriental Bank of Commerce - Up to 7.5 Lakhs/ Up to 15 Lakhs - On any amount - 10.75% to 11.50%
34. Lakshmi Vilas Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - On any amount 10.25% to 12.50%
35. Axis Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - On any amount - Only 15.75%
36. Canara Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - Above 4 Lakhs - 9.75% to 12.00%
37. Cooperative Bank - Up to 15 Lakhs/ Up to 20 Lakhs - Above 4 Lakhs - 11.00% to 12.00%
38. Dhanalakshmi Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - Above 2 Lakhs - 13.00% to 13.50%
39. Saraswat Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - Above 4 Lakhs - Only 12.50%
40. The Ratnakar Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - Above 2 Lakhs - Only 13.00%
41. Jammu and Kashmir Bank - Up to 7.5 Lakhs/ Up to 15 Lakhs - On any amount - 10.00% to 11.00%
Education Loans interest in Bihar, education loans limit in Bihar and name of the bank will be given in this post. Here is the format in which it is given -


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